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Top Short Term GIC Rates

Short Term GIC rates are GIC’s with terms less than one year.

Here are the top short-term GIC rates that WhatBank tracks. Not every financial institution offers every short-term rate, hence the blanks in the table.


The best 1yr CDIC insured high-interest savings account is from Motive Financial with a rate of 3.8%.

The best 1yr CDIC insured GIC is from Wealth One Bank with a rate of 5.25%.